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The economic downturn is old news now, but the effects of it are still being felt and will continue to be for a while yet. The pressure is on to try and save money however possible. But unlike choosing cheaper food products or using the phone less, its not so easy to save money on travel insurance. It certainly cant be skimped on or cut out entirely.
If you think it is bad having to pay £30 for something you are unlikely to have to use, try paying foreign hospital bills running into thousands of pounds. If you’re uninsured abroad and things go wrong, you really can find yourself in big trouble.
But that doesn’t mean you can’t minimise the cost of travel cover. We in the UK spend more on travel each year than anyone else in Europe, and as you would expect there are an appropriately large number of insurance options available.
Picking the most appropriate cover package will save you money – and more importantly, paying much less in the event of an accident abroad. When shopping for your travel insurance, you might want to consider some of the following options:
Single Trip Travel Insurance. Most likely, are you going to travel abroad more than once in the coming year? This is a question we all should be asking ourselves before we choose a policy, as it is the easiest way of saving money. as you would expect, single trip cover is more economical than a yearly or multi-trip package but would work out more expensive should you buy two single trip policies within a year. But that doesn’t mean this type of policy can’t go a very long way. Practically, you can probably stay away for up to six months.
especially if you travel often. There is generally no limit on the number of trips you can go on, however the duration of any one trip may be less than the length under a specific Single Trip policy. You are unlikely to get much more than a months cover on a single trip.
There are also tailor-made, specific policies out there. These really depend on the situation, for example backpacking has insurance policies built specifically to protect those who travel in this manner. Because a standard policy has many exemptions, the activities covered here usually extend the range of cover into usually uncovered areas.
It is really about predicting what exactly youll be doing when you travel. The top priority is to be covered no matter what, even if it does cost a little more. But picking the right policy really will make sure you dont pay any more than you have to, or have to pay any hospital bills.
etravelinsurance.co.uk offer great deals on student travel insurance including backpackers insurance which is especially designed to offer economical travel insurance cover for backpackers, gap year students and anyone taking an extended trip abroad.
Studying abroad is when a student travels to a different nation in the search for academic opportunities. A number students relish the notion of studying overseas – business management, engineering sciences – or some other marketable skill overseas. This approach can have many advantages for a student and generally is appropriated towards for degree points to a postsecondary higher education, but a number of academic pupils who study abroad do so for the experience and not much for credit. Where study abroad Europe issues are involved, there are more or less overseas learning programs to choose from presently, contigent upon the subject the academic enrollees is leaning towards and on the favored country coal.
For example, if a enrollee seeks to learn abroad for aquatic biology, he or she will travel to a nation where hands-on training can be received. There are over 20 plus subjects a person can study abroad, as well as over 50 destinations a student can travel to. For example, a pupil from China who is interested in engineering can get into the Rochester Institute of Technology program in the US. Several course offerings offer various advantages such as university credit, scholarships, and internship to a number of organizations. People many times misapprehend students who study abroad with foreign exchange students, but there is a noticable distinction between the two. Many academies prefer their attendees to be involved with study abroad programs rather than student exchange programs because it is easier, since international programs are more flexible. A student exchange student on average does not earn credit and is for the most part there for the experience and in order to gain knowledge about the foreign language and culture.
For example, if a student in the US desired to learn French, he or she would exchange with an attendee from France who seeks to learn English. Many students who are a part of study abroad programs do it during the summer or some type of school break. It is very popular to go to to Europa-based countries such as Germany, Sweden, Holland, England and France. Of course the list is continuous, but most of these offer training, awards and grants. To find out more about study abroad programs in Europe, ask your nearby university for a directory of study abroad programs or even better start your search online at our no cost resource site. study abroad in Europe.
For the fortunate few, life isn’t complete without a backpacking trip through Europe. This right of passage is believed to further the maturation process of college students, according to sociologists. Of course, others have opined that copious amounts of alcohol, sun and Amsterdam have something to do with it. Regardless of your purpose, you still have to figure out what to take.
Backpack – Getting In Touch With Your Inner Mule
Obviously, the first critical item is your backpack. While one doesn’t need to buy the $10,000 Himalaya Turbo Pack, you should also avoid the $12 blue light special. So, how do you pick a happy middle ground?
The best method for picking a backpack involves three phone books. Select/swipe/borrow three yellow page books from neighbors/friends/enemies and hit your local sporting goods store. With the books, head to the backpackapalozza section of the store and pick out a few sturdy/cool/outrageous rigs. Stuff the phone books in, adjust the straps and go for a walk. Now break out into a run to simulate future dashes for trains/ ferries/ toilets and make the sales people nervous. These steps should quickly reveal the perfect pack.
Now, you may have read other publications suggesting highly technical ways to select a backpack. Trust me, until you have run for the last ferry from Italy to Greece, you have no idea how to pick a pack. The three phone book test solves this nicely.
What To Take
There are a few mantras that every person should chant before packing for Europe. These chants were developed originally by the little known, Oh-My-Back Monks of Southeast Asia. The “OMB” Monks were known for traveling half way too far off cities, turning around, returning home and then traveling the full way to said cities. Religious experts opined as to the deep metaphysical meaning of such trips. They were later embarrassed when the monks revealed the back and forth nature of the trips was due to forgetting something, often whether they had turned off the iron. Nonetheless, such chants have become the guiding light of experienced backpackers.
Let us slowly and clearly chant together,
“I will pack only that which will not result in me being hunched over like a Sherpa.”
“Remember, I can pick it [(lower voice) toothpaste, book, soap] up over there.”
“I will not stuff thy pack to the point of bursting, for thy damn zippers always break/get snagged/refuse to work.”
“I will learn humility through wearing incredibly wrinkled clothes and shall not bring an iron.”
“I shall bring only one guide book, not one for each country that I MIGHT see.”
“I accept that I will come home wearing something I didn’t take and will have lost/traded/burned much of what I did take.”
For female travelers and, okay, the occasional male,
“I will not bring high heels or a gaggle of make-up.”
Admittedly, chanting these mantras will not bringing you immediate enlightenment. Fret, not. You can always throw items away or send them home in a box to your parents/friends/parole officer. For the resourceful backpacker, it is not unheard of to send particularly smelly/discolored/toxic clothing to an ex-girlfriend/ex-boyfriend/little brother. Follow these practical guidelines and you will soon happily be speaking in a loud voice to make foreigners understand you.
The Evidence
This is the hard part for most travelers to wrap their minds around. You will forget those special moments of your trip when you met the hunk Sven or babe Svenetta from Sweden and had a romantic evening/danced the night away/got arrested in Ios/Ibiza/the airport. Maybe not immediately, but you will eventually forget.
You will also forget or lose the contact information of people you meet, despite meticulously writing it down on the back of a coaster/napkin/your hand in a bar/poetry reading/jail at three in the morning. Surprisingly, said coaster/napkin/hand often survive the night/day/weekend and get deposited in your already trashed backpack. Of course, their presence is often forgotten when you later put a Oktoberfest mug/wet towel/toothbrush in. The extra padding at the bottom of your pack is specifically designed to deal with the decomposing result. Still, the information is gone and so is your future with Sven/Svenetta.
To properly record the magical moments of your trip, you must take a diary or journal. Don’t worry, you can burn it later before you get married/your parents get nosey/you have kids. You want a journal in a water/beer/sweat resistant case. Of course, I prefer a Nomad Travel Journal, but just make sure you take something. When you have some extra time in the bus/train/jail cell, you can record how you got there and the people you met.
Trust me, when you, Sven/Svenetta and your nine children are sitting on the porch 10 years later, you will greatly enjoy reading your journal. Of course, that assumes you didn’t burn.
www.tours-guide.com
It has been a time-honored tradition for the North American university grad to leave his sheltered nest and seek the unknown in a distant land.
Unfortunately, tradition also lends way to cliché.
The early twenties, book smart grad are filled with an ambition to add some life experience to his new set of professional letters. He sits in a dockside café eating hometown food with French provincial names as he writes into a leather-bound booklet some deep insights that he assumes are original. He dreams of having a torrid love affair with some local peasant girl but settles instead for swapping email addresses with some Canadians doing the exact same thing. As entertaining as this prospect seems, it was not my wish. I wanted to carve out my own adventure, and in Europe there is no better way than by train.
The European rail system has been for years second-to-none for accessibility, comfort, and, with Rail Europe, affordability. There are a variety of Rail Europe passes for different prices that can get you anywhere you wish in little time and from city center to city center. North Americans must purchase the Rail Europe tickets before departing Europe (you can’t get them in Europe) and well in advance of their trip, and in certain countries the passes are valid on ferries and riverboats. The passes are easy to use and, if taken advantage of fully, are cheaper than most other forms of transportation. Best of all is that trains can get you to remote areas that you would otherwise miss. For the budget-minded the night excursions or hotel trains save you hotel rooms so that you awake the next day in a new country!
Copenhagen —
I landed in Copenhagen and got immediately roped into the standard tourist sites — Tivoli Gardens, the Royal Palace, etc.
I saw an incredible exhibit of Danish design at the National Art (Kunst) Gallery, and I took a bike ride through an area called Christiania, an area started by a group of Danes in the 1960s looking for free love, free drugs, and free rent, and it hasn’t changed much since. I was here when I was thirteen years old, staying with a cousin. Since, the government has made an attempt to clean up Christiania by taking out most of the drugs but the general atmosphere remains. Old military buildings painted in bright colors are home to all sorts of the local free thinkers from vagrants to artists to very accomplished architects. The tour ended at the National Library, also called the “Diamond” because of its seemingly transparently beautiful aesthetics. It is a remarkable example of the old world class of a European city (half of the building is the original building of the National Library) and the clean lines and simple concepts of modern Danish design that act to seemingly tell a story with nothing but light.
Munich —
As wonderful of a city as Copenhagen is, the tourist route begins to lose its luster and the rails are calling me East. I’ve been to Germany before so I wasn’t interested in staying for too long, but the food and beer would be a shame to miss — yet another perk of train travel. Local trains can always be caught if you simply feel like ending up in a small town outside Munich, ordering a heaping lunch and a few giant steins of local brew and making your way out the same day. Needless to say, between Frankfurt and the Hungarian border I was full, comfortably brewed-up, and happy as the beautiful sites of central Europe flew by.
As can be expected, this type of life can take its toll on a person’s ability to remain conscious. By chance, when my body and mind were screaming for sleep, I happened upon a rather quiet train car. In fact, at one point a person was asked to keep the noise down behind me. I thought there was going to be some sort of movie starting that necessitated such silent attention until I realized that some of the train cars are specifically designated for the lazy kind of traveler that I felt like being. They are quiet cars and I will snore my praises of them for years to come.
Budapest —
A city full of history, incredible architecture, and beautiful women. As you walk around the city you get a definite stench of the former socialist society coupled with an obvious existence of capitalist growth. The city sits on the banks of the Danube. The Pest side is where you would find a much more built-up city center with malls and shopping areas, not to mention the late night venues. You can imagine my desire to visit the other side of the river.
The other side of the river is the Buda part of the city (are you picking up on the basis of the name yet?). A little quieter and lush, Buda contains some beautiful homes and sites. The Gelhert Hill, marked by a statue that can be reached by hiking paths, offers an incredible view of the city. I was lucky enough to meet a lovely local named Janka and I was invited to a dinner party. Hungarians are often seen as slightly less personable than some western European counterparts. This can be chalked up to a very dry sense of humor. I can attest, however, that this is not the case at all. After a great, home-cooked meal and a few cocktails in a quaint apartment in the hills filled with great people, including Zigga (who I knew for a few days and offered me a lift to the train station), and of course the beautiful Janka; I would say that kindness and generosity are staples in the social diet of Hungarians. They also have an uncanny ability to have a good time
www.tours-guide.com
There are literally hundreds of guides on budget travel to be found on the Internet and in bookstores. Some are useful, some are not. It really depends on what you want and where you are going. Many web sites offer email subscriptions and regular updates on where the best deals are. So how do you decide which ones are the most useful? A lot of the sites are confusing, so how do you find the ones that are going to give you the information you need?
Online bookstores have sections on travel guides. Try Amazon or specialty travel book stores like the Globe Corner Bookstores. They have an amazing array of guide books for the traveler on a budget. The most important thing to keep in mind about published guidebooks is that once the information is printed, it is probably out of date. Although most of them are updated annually, you cannot take what is written as set in stone. Internet guides are preferable in this area because their information is updated sometimes on a daily basis so all the deals on offer are available when you see them.
The best guides seem to be the ones that give you specific information on either your choice of destination or the type of holiday you will be taking (family vacation, backpacking, students, seniors, etc). There are the well known guide books/web sites like The Lonely Planet that will give you information on just about every destination you can think of. Or you can contact the embassy of the place you want to visit or go to the library to find out more about your choice of destination. Most web sites will also have links to travel deals that are from the site sponsors. Some of the deals look great but research them. Compare to other sites to get the best deal for you.
Some guides worth having a look at for the budget traveler are:
* ‘The World’s Cheapest Destinations’ by Tim Leffel
* ‘Europe on $70 a Day’ by Arthur Frommer
* Any guidebook from the Lonely Planet ‘Shoestring’ series
* Any guidebook from the ‘Cheap Eats and Sleeps’ series
If you are backpacking, getting a guide on hostels in the area you are traveling to is a good idea. There are many sites dedicated to finding hostels. You will be able to get prices and make bookings in advance.
Once you know where you are traveling you’ll be able to find a guide on just about anything. How to get there, where to sleep, where to eat, what to visit and how to travel around are all going to be available in a travel guide. And once you get to your destination go to the local tourist information stand and look at what other helpful guides are available.
This article is brought to you by: Stuart S. Travel – Your Online Travel Guru
www.stuartstravel.com
Stuart S. Travel / Your All World Online Travel Guru:
Sherry Hardesty has been a professional flight attendant for over 15 years. Her experience is extensive and she provides professional travel consulting and booking services at http://www.stuartstravel.com